This guide should give you a comprehensive overview of what Madrid has to offer. Embrace the culture, enjoy the food, and immerse yourself in the beauty of this magnificent city!
We love Madrid city also we want to show how to enjoy Madrid city! Madrid is a vibrant city filled with rich culture, history, art, and an amazing culinary scene. Here’s an ultimate guide to help you navigate this incredible city:
Neighborhoods:
1. Centro:Heart of the city, home to Puerta del Sol and Plaza Mayor.
2. Salamanca: Upscale area known for high-end shopping and dining.
3. Malasaña: Bohemian district with trendy bars, cafes, and street art.
4. Chueca: Lively LGBTQ+ area with great nightlife and diverse cuisine.
5. Retiro: Surrounds the beautiful Retiro Park, perfect for relaxation.
Things to Do:
1. Museums: Visit the Prado Museum, Reina Sofia Museum, and Thyssen-Bornemisza Museum for incredible art collections.
2. Palaces: Explore the Royal Palace of Madrid and the elegant gardens of Campo del Moro.
3. Parks: Enjoy Retiro Park’s boating lake, El Capricho Park’s lush greenery, and Casa de Campo for outdoor activities.
4. Food Markets: Experience the vibrant Mercado San Miguel and Mercado de San Antón for delicious local treats.
5. Plazas: Wander through Plaza Mayor, Plaza de España, and Plaza de Cibeles for iconic landmarks.
Food & Drink:
1. Tapas: Indulge in traditional Spanish tapas at Mercado de San Miguel or in local bars.
2. Paella: Try authentic paella at renowned restaurants like La Barraca or El Caldero.
3. Churros con Chocolate: Savor this famous Spanish treat at Chocolatería San Ginés.
4. Local Wines: Experience Spanish wines at local taverns or wine bars across the city.
5. Botín Restaurant: Dine at the oldest restaurant in the world according to Guinness World Records.
Events & Festivals:
1. San Isidro Festival: Celebrate Madrid’s patron saint with concerts, dance, and street fairs in May.
2. Madrid Pride: Join one of Europe’s largest LGBTQ+ celebrations in Chueca during June.
3. Three Kings Parade: Witness this colorful parade on January 5th, celebrating Epiphany Eve.
4. Veranos de la Villa:Enjoy outdoor concerts, theater, and cultural events during summer.
5. Madrid Fashion Week: Experience the latest trends in fashion held twice a year.
Transportation:
1. Metro: Efficient and extensive network covering most parts of the city.
2. Buses: Complement the metro system and reach areas not covered by the subway.
3. Taxi:Readily available but slightly more expensive.
4. Bike Rentals:Enjoy biking around the city with various rental options available.
5. Walking:Madrid is a walkable city, and exploring on foot is a great way to soak in its charm.
Additional Tips:
1. Language: While Spanish is the primary language, many locals speak English, especially in tourist areas.
2. Siesta: Embrace the afternoon siesta, where some shops and businesses might close between 2-5 PM.
3. Tipping: Tipping is not mandatory but leaving a small tip (5-10%) is appreciated for good service.
4. Safety: Madrid is generally safe, but be cautious of pickpockets in crowded tourist spots.
Madrid offers a diverse range of housing options, from apartments in the city center to suburban homes. The city is divided into various neighborhoods, each with its own character and amenities. Areas like Salamanca and Chamberí are known for their upscale apartments, while Malasaña and Lavapiés offer a more bohemian atmosphere. Renting a room or apartment can vary greatly depending on location, size, and condition.
Prices for a one-bedroom apartment in central areas can range from €800 to €1500 per month, while outside the city center, prices might be slightly lower. Shared accommodation, like renting a room in a flat, could range from €300 to €700 per month, again depending on location and facilities.
Platforms like Idealista, Fotocasa, and Airbnb can help in finding available properties. Consider proximity to public transportation, supermarkets, and other amenities when choosing a place to live in Madrid. Additionally, be mindful of lease terms, deposit requirements, and legalities involved in renting accommodation in Spain.
That said, let’s start with a look at the most recommended neighborhoods where young international people typically rent a room or apartment for their time in Madrid.
● Shared apartments: One of the most common options. Price ranges from 400€-850€ per month, with utilities included. Friends, cleaning, social atmosphere, noisy/busy, etc.
● Studios: Price ranges from 700€-1600€ per month. More expensive than sharing, but also more privacy. Studios are not as readily available as other options. Intimate, total control, quiet, etc.
● Student Residences: Price ranges from 850€-1650€ per month. Generally more expensive, but packed with pros/benefits, as well as many students and possibly classmates. Meals provided social/helpful atmosphere, social rules/etiquette, etc.
● Homestays: Price ranges from 350€-550€ per month least popular option, but ideal for those looking to have a complete Spanish “immersion” experience. Stable housing, Spanish society integration, house rules/norms, reduced social life, etc.
● Deposits/fees: How is the security deposit going to be charged? How much is it? How will it be reimbursed? If you are going through an agency, there will be a non refundable agency fee as well.
● Contract length: Be sure to understand when the move in and out dates are, so you are not charged more than you have to. And also find out what are the terms in case of subletting your contract to other people.
● Rules/Norms: One of the most important things to know, is what are the rules/norms of your new place? Is there a noise ordinance? A curfew? Limitations on visits? The more questions you can think of, the better prepared you will be, and hopefully will avoid any unwelcome surprises long term.
● Some final things to consider before choosing your new home include:
● Transportation/Surroundings: Try to map your daily commutes, as well as researching your closest supermarkets/grocery stores.
● Type of neighborhood: Consider your preferences, if you are a very social person, then living in a more lively neighborhood would be ideal, but if not, keep in mind that Madrid is a huge city and always full of life.
● Furnished Housing: Make sure to consider your daily routines. Does your new home provide everything you need for your morning routine, e.g. Coffee maker, microwave, toaster, oven, etc.
● Noise/Lighting: Similar to the noise, the type of lighting will be affected by whether your new place is interior, or exterior. Consider how much lighting is going to be available, and keep in mind the change of seasons means a change in number of daylight hours as well.
In Madrid, the primary public transportation card is called Metro de Madrid “Tarjeta Multi.” Here’s some useful information about it:
How to Obtain a Tarjeta Multi:
1. Purchase Points : You can get the Tarjeta Multi at any Metro station, authorized sales points, some kiosks, and at the Customer Service Centers.
2. Requirements : No appointments are generally needed to get the card. You may need to provide identification details and pay a small fee for the card itself.
Prices for Tarjeta Multi:
The cost of the Tarjeta Multi can vary depending on the type of transport pass and zones covered (like single journey, 10-trip pass, monthly passes, etc.):
– Single Journey Ticket: Around €1.50 – €2.00 (Price may vary based on zones traveled)
– 10-Trip Pass (Metrobús) : Approximately €12.20 – €18.30
Monthly Pass (Abono Transportes) : Prices vary for different zones and age groups. For example, the price for an adult for Zone A around €55
Making Appointments:
Transporte de Madrid: tarjetatransportepublico@crtm.es
Metro Card Madrid, appointments are not typically required for purchasing or recharging the Tarjeta Multi. You can directly go to any sales point or Metro station to obtain or reload the card.
For the most accurate and updated information on prices, any new procedures, or changes in the public transportation system in Madrid, it’s recommended to check the official website of EMT Madrid or the Regional Transport Consortium or visit their Customer Service Centers for the latest details.
Transportation Madrid is the best in the Europe. (Metro,public buses and renfe also trains) and a relatively cheap and abundant taxi service. We would like to inform you public transportation in Madrid,there are monthly public transportation passes at affordable prices that allow for unlimited traveling in different modes of transportation within their zones. The monthly pass for the city center costs around 55€ between 110€. If you are under 26 years, you will be able to save money. One round metro cost starting 1,50€ which is cheap in Europe.
How to take appointment Metro card Madrid ?
In my opinion, the first option (online) is the best because you won’t have to waste your precious time waiting on line.
If you have any questions during the application process you can email (in Spanish or English) the customer attention service of the Consorcio de Transporte de Madrid: tarjetatransportepublico@crtm.es
These are the documents you need to get your transportation monthly card: Aplication form (www.tarjetatransportepublico.es)
- A standard passport sized photo (which you can get at the photo booths in most metro stations, Sol Metro)
- EU ID, residence ID or passport (photo copy)
Once you have prepared these three things, you have two options to process your abono.
Living in and enjoying Madrid can be an enriching experience filled with culture, cuisine, history, and vibrant energy. Here’s how you can make the most of your time in this beautiful city:
1. Explore the Neighborhoods: Madrid is a city of diverse neighborhoods, each with its own character. From the historic streets of La Latina to the trendy vibes of Malasaña and the upscale Salamanca district, wandering through these areas allows you to experience the city’s varied atmospheres.
2. Immerse Yourself in Art and Culture: Visit world-renowned museums like the Prado, Reina Sofía, and Thyssen-Bornemisza to admire masterpieces by artists such as Velázquez, Goya, Picasso, and Dalí. Attend live performances at the Teatro Real or catch a flamenco show for a taste of Spanish culture.
3. Indulge in Gastronomic Delights: Madrid’s food scene is a paradise for food lovers. Explore local markets like Mercado de San Miguel or Mercado de San Antón to sample tapas, Iberian ham, churros, and traditional Spanish dishes. Don’t miss out on the city’s diverse culinary offerings, from traditional taverns to innovative gastronomy.
4. Experience Festivals and Events: Join in on Madrid’s vibrant festivals like San Isidro in May, when the city comes alive with music, dance, and cultural events. Celebrate New Year’s Eve at Puerta del Sol or witness the colorful Gay Pride Parade, which is one of the largest in Europe.
5. Relax in Parks and Gardens: Spend leisurely afternoons in Madrid’s green spaces like Retiro Park, where you can row a boat on the lake, stroll through beautifully landscaped gardens, or simply relax and people-watch.
6. Engage in Local Activities: Learn Spanish at language schools or participate in intercultural exchange programs to immerse yourself in the language and local customs. Join meetups, clubs, or sports groups to meet new people and create connections within the community.
7. Enjoy Nightlife: Madrid is famous for its nightlife. Experience the lively atmosphere of its bars, clubs, and rooftop terraces. From traditional taverns to modern cocktail bars, the city offers a diverse range of options for a memorable night out.
8. Embrace Local Traditions: Engage in traditional customs such as enjoying a leisurely afternoon siesta, savoring a late-night dinner, or attending bullfighting events if you’re interested in experiencing this aspect of Spanish culture.
Remember, the key to truly enjoying Madrid is to embrace its rhythm, immerse yourself in its culture, and explore both its iconic landmarks and hidden gems while savoring the passion and vibrancy of Spain’s capital city.
Living in Madrid can be an amazing experience! Here’s some advice and support:
1. Accommodation: Explore different neighborhoods, consider proximity to public transport, and check various websites for rentals.
2. Learning Spanish: While many people speak English, learning Spanish will enhance your experience and help you connect better with locals.
3. Navigating the city: Madrid has an excellent public transportation system. Get a Metro card for convenience and consider getting a bike for shorter distances.
4. Embrace the culture: Enjoy the vibrant culture, try local cuisines, attend festivals, visit museums, and immerse yourself in the Spanish way of life.
5. Social connections: Meet new people by joining clubs, attending language exchanges, or participating in community events.
6. Healthcare: Familiarize yourself with the healthcare system, register at a local clinic, and ensure you have health insurance coverage.
7. Budgeting: Madrid can be affordable, but expenses can vary. Keep track of your spending and take advantage of free or low-cost activities.
8. Legalities: Ensure you have the necessary visa or residency permit, understand local laws, and keep important documents secure.
9. Stay informed: Follow local news and forums to stay updated on events, changes, and any important information for residents.
10. Seek support: If needed, don’t hesitate to seek help or guidance from expat groups, local authorities, or support services available for newcomers.
Remember, adapting to a new city takes time, so be patient with yourself and enjoy the journey!
1. Moncloa, Arguelles, Plaza España (Ciudad Universitario): These neighborhoods are not as centrally located as the rest but have some interesting options to consider. For starters, they offer some cheaper options for renting, as well as a quieter. Universities area especially for young people famous and biggest public university Complutense, American universities, CEU, etc. The area is a lot of bars and shops. It’s also a relatively quick walk from Sol 15-20 minutes by metro 4-5 stops, also right next to the two most famous neighborhoods–Malasaña and Chueca. It also borders Chamberí. Princesa, From Plaza de España to Moncloa, countless tourist attractions await you, including an authentic Egyptian temple! Princesa is one of the largest tourist destinations in Madrid, a district with many must-see attractions.
2. Chamberi: Located just to the East of Moncloa and stretches to the Castellana street where the business area, Chamberí boasts beautiful architecture some of its buildings are absolutely gorgeous, such as Museo Soroya, Instituto Internacional and even the British Council. It also has quaint plazas such as Plaza de Chamberí and Plaza de Olavide, the latter being my favorite plaza for drinking and terras time in all of Madrid.
3. Malasaña: Malasaña is the most famous student area, also known as the hippest part of town, especially for its history. Its main street, Fuencarral (a lot of shopping places, bars, restaurants, clubs), runs parallel to Calle Hortaleza, making Malasaña and Chueca very friendly neighbors. Its main plaza, Plaza del Dos de Mayo(students-Spanish meeting point especially Saturdays), was home to the battle in 1802 when the Madrileños rose against Napoleon on the same day. Now the plaza is full of cafés and restaurant terraces.
Malasaña is also home to Madrid’s breaking experimental movement known as “La Movida Madrileña” which sparked after the fall of Franco’s dictatorship in the late 1970s. The highly drug-ridden and sexually-open movement ran throughout all of the ’80s, and well into the ’90s, leaving a heavy imprint on the neighborhood. A lot of graffiti can be seen as you walk through its tiny streets, and the seedier places have since been replaced by high-end tattoo parlors, vintage shops, and trendy cafés, bars, clubs, and restaurants.
4. Salamanca: Salamanca is a very nice neighborhood, but on the higher end in terms of luxury and pricing. From designer shops to fancy restaurants, you will find everything in Salamanca is on the nicer end of the spectrum.
Madrid’s most fancy and luxurious neighborhood a lot of shopping stores serrano street. Located just above Retiro Park and to the East of the Castellana, this neighborhood’s two main streets are Serrano and Velázquez. It is much quieter than the other neighborhoods.
As in most fancy neighborhoods, you will find the high-end shoe stores, top-notch restaurants, and prime real estate. However, chic nightclubs and lounges aside, you will also be pleasantly surprised to find many fancy stores. After all, Salamanca is a neighborhood where people live in, and they too have mom and pop shops and friendly bars.
5. Chueca: From a hipster/trendy paradise, as well as LGBT friendly capital! is one of the best places to go out in Madrid. Its main street is street Hortaleza. Known as the LGBT neighborhood for the past two decades, Chueca is undoubtedly one of the trendiest nightlife destinations in the city.\r\n\r\nDuring the day, Chueca offers fabulous restaurants, outdoor terraces, there is Mercado San Anton story gourmet food market offering all types of delicious food and nice rooftop. Chueca is also proudly home to one of the world’s largest Gay Pride Parades, as well as many other city activities. There are a lot of nightclubs, restaurants, bars, stores, and ambiance.
6.Sol: Puerta del Sol is the biggest attraction for tourists coming to visit Madrid located at the heart of its city center. It’s one of the biggest areas for shopping, and its bars and terraces serve up snacks, beers, and a lot of tapas restaurants. Bear statue (El Oso y el Madroño) is the symbol of Spain’s capital city. The center of the city is the easiest to get to and always packed with activities to do. Including but not limited to bars, clubs/discos, coffee shops, etc
7. Lavapies, Embajadores: Lavapies is becoming one of the trendiest and Multi-cultural neighborhoods, despite its underground and rugged feel. This neighborhood has been occupied by African and Middle Eastern immigrants for many years. Lavapies now embraces its edgy culture, diverse cuisine, and alternative nightlife. Only one stop from Sol, Lavapies is the perfect place to check out Madrid’s changing personality, especially for its amazing Indian restaurants. Lavapies is lined with more hipster bars with tantalizing outdoor seating areas. Lavapies near to Atocha Street behind the Reina Sofia Museum.
8.Retiro: Retiro is a perfect neighborhood for people that enjoy being close to nature, as Retiro park is enormous and provides the perfect setting for biking, running, relaxing, etc. Retiro is Madrid’s Central Park and also refers to the residential neighborhood which borders the park’s eastern side. It’s a great neighborhood to live in if you enjoy the quiet and want to leave the city noise behind. You can enjoy plenty of beautiful attractions such as the lake, the Palacio Cristal, rose garden and inviting green lawns. Also, you can find many free activities such as Bootcamp and running clubs, roller skating, yoga lessons much more fun.
9. Huertas/Barrio de las Letras: These neighborhoods boast some of the best nightlife spots around, as well as many gastronomic and cultural opportunities too. The latter neighborhoods offer some of the most culturally diverse options in terms of dining and general populations, with many bars offering tapas over a nice glass of wine or mug of beer. Another name Barrio de las Letras there are a lot of bars, restaurants terrace only 5 minutes by walk Sol. It is nice to go out before going out and nightlife and clubs. Huertas street is lined with all types of bars, some upscale and some divey, plus lots of great restaurants. If you walk down Huertas street, you will arrive at Castellana street, Madrid’s largest boulevard which at that point is actually called Paseo del Prado, full of museums and sightseeing activities, thus turning Huertas into a good day-neighborhood as well.
10. Asturias: the oldest part of Madrid combines the majestic Royal Palace with the popular atmosphere of Plaza Mayor and surroundings; Plaza Mayor, La Encarnación Monastery and Plaza de la Villa, with buildings erected in the fifteenth, sixteenth, and seventeenth centuries. This part of Madrid, peppered with churches and crowned by the Alcázar, was chosen by the Bourbons to raise the Royal Palace. Nearby are Plaza de Oriente, La Almudena Cathedral, which has a museum that gives access to the dome, affording beautiful views of the sierras, and other buildings from the seventeenth to the nineteenth centuries.
Some of these sights are the Collegiate Church of San Isidro, the Basilica of San Miguel, the Basilica of San Francisco el Grande which has a large art gallery with numerous works, including some by Goya and Zurbarán, and the Teatro Real opera house. Having visited the area’s entire monumental heritage, we can take a stroll through the clipped hedges of the Sabatini Gardens, at the feet of the northern façade of the Royal Palace.
11. Aeropuerto-Feria de Madrid: Are you coming to Madrid on business? Enjoy your leisure time in the area around the trade show center and the airport. Although it’s located further afield, the area of Adolfo Suárez Madrid-Barajas Airport and Campo de las Naciones, where the IFEMA-Feria de Madrid trade show center is to be found, is well worth a visit.
IFEMA is the venue for over 80 fairs a year, supporting numerous sectors of the economy. These include some of today’s emblematic events, which have become authentic ambassadors of the Spain Brand and the Madrid Brand. This is the case of FITUR, ARCOMadrid or the Mercedes Benz Fashion Week Madrid.
12. Madrid Río: Green area for sports and leisure on the banks of the River Manzanares. Inaugurated in April 2011, Madrid Río covers nearly 700 hac of restored land. Madrid Río is one of Madrid’s major ecosystem-rebalancing projects. Part of the busy M-30 ring road running parallel to the River Manzanares was buried underground, which resulted in a vast 10km-long park that both locals and out-of-towners can enjoy. The banks of the river and the surrounding area are filled with a wide range of recreational facilities and attractions that revolve around four themes – new architectural highlights, green corridor, sports, and leisure and culture.
13. Castellana: Discover Madrid’s financial district on a walking tour that passes by a sports classic: the Bernabéu football stadium. In the seventeenth and the eighteenth centuries, the present-day Paseo de la Castellana ran north to south across Madrid. Starting at Plaza de Colón in the south, the first section of this thoroughfare has kept a few noble mansions that were once the typical constructions of the area, now housing embassies, ministries, and international cultural centers. In this initial phase, we can find the Open Air Sculpture Museum, located under the overpass joining Juan Bravo and Eduardo Dato streets, which has an excellent collection of Spanish abstract sculpture with works by Joan Miró, Pablo Serrano and Eduardo Chillida, among others. The stadium can be visited on the Bernabéu Tourwhose itinerary includes a visit to the Presidential Box, the dressing rooms, and the pitch, as well as visiting the exhibition of trophies and finding out more about the history of the club.
14. Casa de Campo: The largest urban park in Spain, Casa de Campo is a short drive walk from central Madrid. At over 1,722 hectares, Casa de Campo is the largest urban park in Spain. Situated to the southwest of Madrid, it’s flanked by the banks of the River Manzanares, the municipality of Pozuelo, and other wooded areas such as Monte del Pardo. The most common trees are holm oaks and pines, in the style of most meadows in the Castilian plateau.
•Shared apartments: One of the most common options. Price ranges from 450€- 950€ per month, with utilities included or not. Friends, cleaning, social atmosphere, noisy/busy, etc.
•Studios: Price ranges from 800€- 1400€ per month, with utilities included or not.More expensive than sharing, but also more privacy. Studios are not as readily available as other options. Intimate, total control, quiet, etc.
•Student Residences: Price ranges from 800€- 2000€ per month, with utilities included or not. Generally more expensive, but packed with pros/benefits, as well as many students and possibly classmates. Meals provided, social/helpful atmosphere, social rules/etiquette, etc.
•Homestays: The least popular option, but ideal for those looking to have a complete Spanish “immersion” experience. Stable housing, Spanish society integration, house rules/norms, reduced social life, etc.
Good news , Banco Sabadell you can open free account at office. also some universities campus available another bank offices like Santander , BBVA etc.
There are two types of bank accounts in Spain: resident and non-resident accounts. Banking and payments will be easier once you open a bank account in Spain, especially if you don’t have a ‘chip and pin’ debit or credit card.
in Spain, there are two types of bank accounts: resident and non-resident accounts. Banking and payments will be easier once you open a bank account in Spain, especially if you don’t have a ‘chip and pin’ debit or credit card.
Requirements for opening an account:
- applicants must be aged 18 or over
- photographic proof of identity (passport or National Identity Card from the country of origin for each of the applicants)
- proof of occupation or status (employment contract/payslip, letter from accountant/lawyer, pension or disability payment confirmation, student card). This is an extra requirement introduced in 2007 by the Bank of Spain as a measure to combat money-laundering
- residents also need to produce their Foreigner Identification Number and certificate (Número de Identificación de Extranjeros or NIE)
- confirmation of address (utility bill, driving licence or council tax bill; proof of address must have been issued within the last 3 months)
Baking fees in the Madrid
Most banks charge an annual fee for administration of a current account (cuenta corriente). This is more or less EURO 15–30. There are often additional charges for credit (tarjeta de crédito) and debit cards (tarjeta de débito); additional account holders; savings accounts (cuenta de ahorros) and other items like cheque/check books. Expect to also pay a number of small fees, such as a charge of EUR 0.50–3 for withdrawals from other banks’ ATMs.
It is possible to avoid many of these fees by shopping around. A paycheque account (cuenta nómina) typically has lower charges but must be the account your salary is paid into. Special offers available at time of writing include free credit and debit cards with a no-fee salary account and no-fee online-only accounts with major institutions. Students, young people (30 or under) and those over 55 may also qualify for discounts.
Opening a Spanish bank account before you move
Many Spanish banks accept non-resident accounts, so it is possible to set up an account in advance of your move. It’s easiest to do this in person, though, as credit cards and cheque books typically can’t be sent internationally. Many banks have websites and phone services, and a few even offer these in English. Internet-only banks are typically only available for residents. A bank with a quick turn around can open an account and provide a card, cheque book and PIN (to collect from the branch) within a week.
Money Transfer to Abroad
Moving money from your account in Spain to an account elsewhere may result in a fee from both banks. Spanish banks usually charge fees of around 3€–15€ for outgoing payments, and may also charge for receiving funds. Find out your bank’s fixed rate (probably not published on their website) as it will normally be cheaper than a wire service for large amounts but likely more expensive than online systems (eg. PayPal) for small amounts. Banks will often refuse to send funds to certain countries, eg. USA. You might also see what rates private money transfer companies offer, although be sure to include any commissions in your cost calculations.
in Spain, there are two types of bank accounts: resident and non-resident accounts. Banking and payments will be easier once you open a bank account in Spain, especially if you don’t have a ‘chip and pin’ debit or credit card.
Requirements for opening an account:
- applicants must be aged 18 or over
- photographic proof of identity (passport or National Identity Card from the country of origin for each of the applicants)
- proof of occupation or status (employment contract/payslip, letter from accountant/lawyer, pension or disability payment confirmation, student card). This is an extra requirement introduced in 2007 by the Bank of Spain as a measure to combat money-laundering
- residents also need to produce their Foreigner Identification Number and certificate (Número de Identificación de Extranjeros or NIE)
- confirmation of address (utility bill, driving licence or council tax bill; proof of address must have been issued within the last 3 months)
Baking fees in the Madrid
Most banks charge an annual fee for administration of a current account (cuenta corriente). This is more or less EURO 15–30. There are often additional charges for credit (tarjeta de crédito) and debit cards (tarjeta de débito); additional account holders; savings accounts (cuenta de ahorros) and other items like cheque/check books. Expect to also pay a number of small fees, such as a charge of EUR 0.50–3 for withdrawals from other banks’ ATMs.
It is possible to avoid many of these fees by shopping around. A paycheque account (cuenta nómina) typically has lower charges but must be the account your salary is paid into. Special offers available at time of writing include free credit and debit cards with a no-fee salary account and no-fee online-only accounts with major institutions. Students, young people (30 or under) and those over 55 may also qualify for discounts.
Opening a Spanish bank account before you move
Many Spanish banks accept non-resident accounts, so it is possible to set up an account in advance of your move. It’s easiest to do this in person, though, as credit cards and cheque books typically can’t be sent internationally. Many banks have websites and phone services, and a few even offer these in English. Internet-only banks are typically only available for residents. A bank with a quick turn around can open an account and provide a card, cheque book and PIN (to collect from the branch) within a week.
Money Transfer to Abroad
Moving money from your account in Spain to an account elsewhere may result in a fee from both banks. Spanish banks usually charge fees of around 3€–15€ for outgoing payments, and may also charge for receiving funds. Find out your bank’s fixed rate (probably not published on their website) as it will normally be cheaper than a wire service for large amounts but likely more expensive than online systems (eg. PayPal) for small amounts. Banks will often refuse to send funds to certain countries, eg. USA. You might also see what rates private money transfer companies offer, although be sure to include any commissions in your cost calculations.
in Spain, there are two types of bank accounts: resident and non-resident accounts. Banking and payments will be easier once you open a bank account in Spain, especially if you don’t have a ‘chip and pin’ debit or credit card.
Requirements for opening an account:
- applicants must be aged 18 or over
- photographic proof of identity (passport or National Identity Card from the country of origin for each of the applicants)
- proof of occupation or status (employment contract/payslip, letter from accountant/lawyer, pension or disability payment confirmation, student card). This is an extra requirement introduced in 2007 by the Bank of Spain as a measure to combat money-laundering
- residents also need to produce their Foreigner Identification Number and certificate (Número de Identificación de Extranjeros or NIE)
- confirmation of address (utility bill, driving licence or council tax bill; proof of address must have been issued within the last 3 months)
Baking fees in the Madrid
Most banks charge an annual fee for administration of a current account (cuenta corriente). This is more or less EURO 15–30. There are often additional charges for credit (tarjeta de crédito) and debit cards (tarjeta de débito); additional account holders; savings accounts (cuenta de ahorros) and other items like cheque/check books. Expect to also pay a number of small fees, such as a charge of EUR 0.50–3 for withdrawals from other banks’ ATMs.
It is possible to avoid many of these fees by shopping around. A paycheque account (cuenta nómina) typically has lower charges but must be the account your salary is paid into. Special offers available at time of writing include free credit and debit cards with a no-fee salary account and no-fee online-only accounts with major institutions. Students, young people (30 or under) and those over 55 may also qualify for discounts.
Opening a Spanish bank account before you move
Many Spanish banks accept non-resident accounts, so it is possible to set up an account in advance of your move. It’s easiest to do this in person, though, as credit cards and cheque books typically can’t be sent internationally. Many banks have websites and phone services, and a few even offer these in English. Internet-only banks are typically only available for residents. A bank with a quick turn around can open an account and provide a card, cheque book and PIN (to collect from the branch) within a week.
Money Transfer to Abroad
Moving money from your account in Spain to an account elsewhere may result in a fee from both banks. Spanish banks usually charge fees of around 3€–15€ for outgoing payments, and may also charge for receiving funds. Find out your bank’s fixed rate (probably not published on their website) as it will normally be cheaper than a wire service for large amounts but likely more expensive than online systems (eg. PayPal) for small amounts. Banks will often refuse to send funds to certain countries, eg. USA. You might also see what rates private money transfer companies offer, although be sure to include any commissions in your cost calculations.
in Spain, there are two types of bank accounts: resident and non-resident accounts. Banking and payments will be easier once you open a bank account in Spain, especially if you don’t have a ‘chip and pin’ debit or credit card.
Requirements for opening an account:
- applicants must be aged 18 or over
- photographic proof of identity (passport or National Identity Card from the country of origin for each of the applicants)
- proof of occupation or status (employment contract/payslip, letter from accountant/lawyer, pension or disability payment confirmation, student card). This is an extra requirement introduced in 2007 by the Bank of Spain as a measure to combat money-laundering
- residents also need to produce their Foreigner Identification Number and certificate (Número de Identificación de Extranjeros or NIE)
- confirmation of address (utility bill, driving licence or council tax bill; proof of address must have been issued within the last 3 months)
Baking fees in the Madrid
Most banks charge an annual fee for administration of a current account (cuenta corriente). This is more or less EURO 15–30. There are often additional charges for credit (tarjeta de crédito) and debit cards (tarjeta de débito); additional account holders; savings accounts (cuenta de ahorros) and other items like cheque/check books. Expect to also pay a number of small fees, such as a charge of EUR 0.50–3 for withdrawals from other banks’ ATMs.
It is possible to avoid many of these fees by shopping around. A paycheque account (cuenta nómina) typically has lower charges but must be the account your salary is paid into. Special offers available at time of writing include free credit and debit cards with a no-fee salary account and no-fee online-only accounts with major institutions. Students, young people (30 or under) and those over 55 may also qualify for discounts.
Opening a Spanish bank account before you move
Many Spanish banks accept non-resident accounts, so it is possible to set up an account in advance of your move. It’s easiest to do this in person, though, as credit cards and cheque books typically can’t be sent internationally. Many banks have websites and phone services, and a few even offer these in English. Internet-only banks are typically only available for residents. A bank with a quick turn around can open an account and provide a card, cheque book and PIN (to collect from the branch) within a week.
Money Transfer to Abroad
Moving money from your account in Spain to an account elsewhere may result in a fee from both banks. Spanish banks usually charge fees of around 3€–15€ for outgoing payments, and may also charge for receiving funds. Find out your bank’s fixed rate (probably not published on their website) as it will normally be cheaper than a wire service for large amounts but likely more expensive than online systems (eg. PayPal) for small amounts. Banks will often refuse to send funds to certain countries, eg. USA. You might also see what rates private money transfer companies offer, although be sure to include any commissions in your cost calculations.
in Spain, there are two types of bank accounts: resident and non-resident accounts. Banking and payments will be easier once you open a bank account in Spain, especially if you don’t have a ‘chip and pin’ debit or credit card.
Requirements for opening an account:
- applicants must be aged 18 or over
- photographic proof of identity (passport or National Identity Card from the country of origin for each of the applicants)
- proof of occupation or status (employment contract/payslip, letter from accountant/lawyer, pension or disability payment confirmation, student card). This is an extra requirement introduced in 2007 by the Bank of Spain as a measure to combat money-laundering
- residents also need to produce their Foreigner Identification Number and certificate (Número de Identificación de Extranjeros or NIE)
- confirmation of address (utility bill, driving licence or council tax bill; proof of address must have been issued within the last 3 months)
Baking fees in the Madrid
Most banks charge an annual fee for administration of a current account (cuenta corriente). This is more or less EURO 15–30. There are often additional charges for credit (tarjeta de crédito) and debit cards (tarjeta de débito); additional account holders; savings accounts (cuenta de ahorros) and other items like cheque/check books. Expect to also pay a number of small fees, such as a charge of EUR 0.50–3 for withdrawals from other banks’ ATMs.
It is possible to avoid many of these fees by shopping around. A paycheque account (cuenta nómina) typically has lower charges but must be the account your salary is paid into. Special offers available at time of writing include free credit and debit cards with a no-fee salary account and no-fee online-only accounts with major institutions. Students, young people (30 or under) and those over 55 may also qualify for discounts.
Opening a Spanish bank account before you move
Many Spanish banks accept non-resident accounts, so it is possible to set up an account in advance of your move. It’s easiest to do this in person, though, as credit cards and cheque books typically can’t be sent internationally. Many banks have websites and phone services, and a few even offer these in English. Internet-only banks are typically only available for residents. A bank with a quick turn around can open an account and provide a card, cheque book and PIN (to collect from the branch) within a week.
Money Transfer to Abroad
Moving money from your account in Spain to an account elsewhere may result in a fee from both banks. Spanish banks usually charge fees of around 3€–15€ for outgoing payments, and may also charge for receiving funds. Find out your bank’s fixed rate (probably not published on their website) as it will normally be cheaper than a wire service for large amounts but likely more expensive than online systems (eg. PayPal) for small amounts. Banks will often refuse to send funds to certain countries, eg. USA. You might also see what rates private money transfer companies offer, although be sure to include any commissions in your cost calculations.
in Spain, there are two types of bank accounts: resident and non-resident accounts. Banking and payments will be easier once you open a bank account in Spain, especially if you don’t have a ‘chip and pin’ debit or credit card.
Requirements for opening an account:
- applicants must be aged 18 or over
- photographic proof of identity (passport or National Identity Card from the country of origin for each of the applicants)
- proof of occupation or status (employment contract/payslip, letter from accountant/lawyer, pension or disability payment confirmation, student card). This is an extra requirement introduced in 2007 by the Bank of Spain as a measure to combat money-laundering
- residents also need to produce their Foreigner Identification Number and certificate (Número de Identificación de Extranjeros or NIE)
- confirmation of address (utility bill, driving licence or council tax bill; proof of address must have been issued within the last 3 months)
Baking fees in the Madrid
Most banks charge an annual fee for administration of a current account (cuenta corriente). This is more or less EURO 15–30. There are often additional charges for credit (tarjeta de crédito) and debit cards (tarjeta de débito); additional account holders; savings accounts (cuenta de ahorros) and other items like cheque/check books. Expect to also pay a number of small fees, such as a charge of EUR 0.50–3 for withdrawals from other banks’ ATMs.
It is possible to avoid many of these fees by shopping around. A paycheque account (cuenta nómina) typically has lower charges but must be the account your salary is paid into. Special offers available at time of writing include free credit and debit cards with a no-fee salary account and no-fee online-only accounts with major institutions. Students, young people (30 or under) and those over 55 may also qualify for discounts.
Opening a Spanish bank account before you move
Many Spanish banks accept non-resident accounts, so it is possible to set up an account in advance of your move. It’s easiest to do this in person, though, as credit cards and cheque books typically can’t be sent internationally. Many banks have websites and phone services, and a few even offer these in English. Internet-only banks are typically only available for residents. A bank with a quick turn around can open an account and provide a card, cheque book and PIN (to collect from the branch) within a week.
Money Transfer to Abroad
Moving money from your account in Spain to an account elsewhere may result in a fee from both banks. Spanish banks usually charge fees of around 3€–15€ for outgoing payments, and may also charge for receiving funds. Find out your bank’s fixed rate (probably not published on their website) as it will normally be cheaper than a wire service for large amounts but likely more expensive than online systems (eg. PayPal) for small amounts. Banks will often refuse to send funds to certain countries, eg. USA. You might also see what rates private money transfer companies offer, although be sure to include any commissions in your cost calculations.
- applicants must be aged 18 or over
- photographic proof of identity (passport or National Identity Card from the country of origin for each of the applicants)
- proof of occupation or status (employment contract/payslip, letter from accountant/lawyer, pension or disability payment confirmation, student card). This is an extra requirement introduced in 2007 by the Bank of Spain as a measure to combat money-laundering
- residents also need to produce their Foreigner Identification Number and certificate (Número de Identificación de Extranjeros or NIE)
- confirmation of address (utility bill, driving licence or council tax bill; proof of address must have been issued within the last 3 months)
Baking fees in the Madrid
Most banks charge an annual fee for administration of a current account (cuenta corriente). This is more or less EURO 15–30. There are often additional charges for credit (tarjeta de crédito) and debit cards (tarjeta de débito); additional account holders; savings accounts (cuenta de ahorros) and other items like cheque/check books. Expect to also pay a number of small fees, such as a charge of EUR 0.50–3 for withdrawals from other banks’ ATMs.
It is possible to avoid many of these fees by shopping around. A paycheque account (cuenta nómina) typically has lower charges but must be the account your salary is paid into. Special offers available at time of writing include free credit and debit cards with a no-fee salary account and no-fee online-only accounts with major institutions. Students, young people (30 or under) and those over 55 may also qualify for discounts.
Opening a Spanish bank account before you move
Many Spanish banks accept non-resident accounts, so it is possible to set up an account in advance of your move. It’s easiest to do this in person, though, as credit cards and cheque books typically can’t be sent internationally. Many banks have websites and phone services, and a few even offer these in English. Internet-only banks are typically only available for residents. A bank with a quick turn around can open an account and provide a card, cheque book and PIN (to collect from the branch) within a week.
Money Transfer to Abroad
Moving money from your account in Spain to an account elsewhere may result in a fee from both banks. Spanish banks usually charge fees of around 3€–15€ for outgoing payments, and may also charge for receiving funds. Find out your bank’s fixed rate (probably not published on their website) as it will normally be cheaper than a wire service for large amounts but likely more expensive than online systems (eg. PayPal) for small amounts. Banks will often refuse to send funds to certain countries, eg. USA. You might also see what rates private money transfer companies offer, although be sure to include any commissions in your cost calculations.
The legal process in Spain typically involves these key stages:
1. Filing a claim or complaint: Initiating a legal case by submitting relevant documents and claims to the appropriate court or authority.
2. Preliminary proceedings: This phase may involve preliminary hearings, evidence gathering, and potentially mediation or negotiation to settle the dispute outside of court.
3. Main hearing or trial: The case moves to a formal trial where both parties present evidence, witnesses testify, and arguments are made before a judge or panel of judges.
4. Judgment: The court issues a decision based on the evidence and arguments presented during the trial.
5. Appeals: Parties dissatisfied with the judgment can appeal to higher courts for a review of the decision.
6. Enforcement: Once all legal avenues are exhausted, the winning party can take steps to enforce the court’s judgment.
Legal proceedings can vary depending on the type of case (civil, criminal, administrative) and might involve different courts and procedures. It’s essential to seek legal advice or representation to navigate the process effectively.
WHY SHOULD YOU EMPADRONARSE?
SOME GOOD REASONS:
- It proves you’ve been living in Spain which can help you get your residency or immigration papers faster and easier.
- You will need it to get a card for the healthcare system.
- It is necessary to get married.
- You’ll need it to get your driver’s license.
- It is required to sign your children up for school.
HOW TO EMPADRONARSE IN MADRID
Each region has a slightly different process, but in general they are quite similar. In Madrid the process is particularly easy.
Madrid is divided in 21 districts and each one has its own Junta (administrative office) but it is actually the OAC (oficina de Atención al Ciudadano)that deals with this process. You can go to any OAC office to register (it doesn’t have to be the one in your district).
To make matters easier, the OAC offers the possibility to do many of the processes directly online. On the townhall’s website, Ayuntamiento de Madrid, you can make your appointment, download the form you will need to fill out, and later you can even download proof of registration (el volante de empadronamiento).
To register in Madrid you need to complete this form, which you can either download or ask for at any OAC office. (If downloading you just need to enter the postal code for your district). It will ask for your basic information (full name, ID document number, birth date, level of studies, and signature). Up to four family members can register on the same form.
In addition to the form you must present your original ID (which can be a passport, NIE, or DNI). For small children you should present the libro de familia. You will also need the original copy of your renter’s contract. You should bring photocopies of everything although they don’t always require them.
YOU NEED:
- The registration form
- ID (original and photocopy)
- Renter’s contract (original and photocopy)
TO MAKE AN APPOINTMENT YOU CAN:
- Request one at the website Munimadrid (Just click Pedir Cita Previa)
- Go in person to any OAC office
- Call 010 (or 915298210 if you are calling from outside of Madrid)
The best option is the website because you can see the locations of the different offices and choose a time slot that works for you. Depending on the neighborhood it may be more difficult to get a quick appointment.
Usually the time slots are scheduled at 10 minute intervals within their hours of operation (Monday to Thursday 9-5 and Fridays 9-2). Of course the best times to go are during Spanish lunch hours (between 3 and 5).
I found it very easy to register in my own district (Retiro). I made an appointment a few days prior, went ten minutes early and was helped right away. The woman took my documents, and before I knew it I had my Volante de Empadronamiento. It was my first (and hopefully not my last) experience with efficiency in Spain!
Always obtain an estimate ( presupuesto) of costs in advance, if possible in writing, and shop around and compare fees from a number of lawyers, as they can vary considerably. The estimate should detail exactly what the lawyer will do for his fees. If you consult a number of legal ‘experts’ about the same matter, you’re highly unlikely to receive exactly the same advice.
The Spanish legal system is excruciatingly slow (i.e. largely at a standstill) and there’s a backlog of hundreds of thousands of cases throughout Spain, which means that it takes years for many cases to come to court. Even local courts can take five years to hear a case, although delays are usually up to two years for minor offences and up to four years for serious offences. This means that you should do everything possible to avoid going to court by taking every conceivable precaution when doing business in Spain, i.e. obtaining expert legal advice in advance.
If things do go wrong it can take years to achieve satisfaction and in the case of fraud the chances are that those responsible will have gone bust or disappeared. Note that even when you have a foolproof case there’s no guarantee of winning and it may be better to write off a loss as experience. Local courts, judges and lawyers frequently abuse the system to their own ends and almost anyone with enough money or expertise can use the law to their own advantage. In recent years, public confidence in Spain’s legal system has been rocked by a succession of scandals.
Lawyers
If you’re buying property in Spain, investing in or starting a business, applying for a work permit or making a will, you should employ the services of an experienced Spanish lawyer ( abogado). You may be able to obtain a list of lawyers from your local embassy or consulate. Suggested lawyers’ fees are set by provincial professional bodies ( Ilustre Colegio de Abogados), although individual lawyers often set much higher fees. However, fees are usually lower than those charged by lawyers in northern European countries, with a simple consultation of less than half an hour costing from €50. When preparing contracts involving a sum of money, e.g. property or land purchase, fees are calculated as a percentage of the sum involved. ‘No win, no fee’ lawsuits are illegal in Spain.
Always try to engage a lawyer who speaks your mother tongue. In some areas, lawyers who speak English and other foreign languages are common and they’re used to dealing with foreigners and their particular problems. In cases where a lawyer is obligatory and your income is below double the Spanish minimum wage, you can apply for free legal assistance ( abogado de oficio). The college of lawyers appoints a lawyer to assist you, although they won’t take as much interest in your case as a private lawyer would. In cases involving sums over €900 the services of a barrister ( procurador) is required. If you don’t receive satisfactory service you can complain to the local professional college. Common complaints include long delays, poor communication, high fees and overcharging (particularly with regard to property transactions involving foreigners).
Gestores
A gestor is an official agent licensed by the Spanish government as a middleman between you and the bureaucracy. This speaks volumes for the stifling and tortuous Spanish bureaucracy, which is so complicated and cumbersome that it’s necessary for citizens to employ a special official simply to do business with the government! It isn’t compulsory to employ a gestor, but without one you must usually speak fluent Spanish (or have an interpreter), possess boundless patience and stamina, and have unlimited time to deal with the mountains of red tape and obstacles that will confront you. However, if you have the time and can speak reasonable Spanish, you will find it extremely ‘educational’ to do your own paperwork.
A gestor’s services aren’t generally expensive and most people find it worthwhile employing one. They usually work in a gestoría, where a number of experts may be employed dealing with different matters, including employment and residence permits; establishing and registering a business; obtaining a driving licence, tourist plates or registering a car; social security and property contracts. A gestor can help you in your dealings with any government body or state-owned company. The quality of service provided by gestores varies considerably and they cannot always be relied upon to do a professional job (some have been known to take money and do absolutely nothing).
Notaries
A notary ( notario) is a public official authorised by the government, who’s most commonly engaged in property transactions. He doesn’t deal with criminal cases or offer advice concerning criminal law. Notarios have a monopoly in the areas of transferring real property, testamentary (e.g. of wills) and matrimonial acts, which by law must be in the form of an authentic document, verified and stamped by a notario. In Spain, property conveyancing is strictly governed by Spanish law and can be performed only by a notario.
In respect to private law, a notario is responsible for administering and preparing documents relating to property sales and purchases, inheritance, wills, establishing limited companies, and buying and selling businesses. He also certifies the validity and safety of contracts and deeds. If you need irrefutable proof of delivery of a letter or other documents, they should be sent via a notario, as nobody can deny receiving a document delivered through his offices.
Property Administrators
A property administrator ( administrador de fincas) is a licensed professional who’s qualified to handle all matters connected with owning and managing property in Spain, particularly property in an urbanisation where there’s a community of owners. His duties include calling meetings, taking minutes, advising residents, collecting fees, paying taxes and paying bills.
Courts
Like French law, Spanish law derives from the Code Napoleón. The lowest court is the justice of the peace ( juez de la paz), dealing with simple matters such as property complaints between neighbours. Neither party need have legal counsel and simple cases are usually resolved at this level. Civil cases are decided by a juzgado/tribunal de primera instancia, where most cases start. The next highest court is a district court presided over by a district judge ( juez de distrito), where you need a lawyer. It handles more serious matters, e.g. unpaid debts for goods and services or failure to meet the conditions of a contract.
Criminal cases are held before a local tribunal de primera instancia e instrucción, followed in order of importance by an audiencia provincial, audiencia territorial, audiencia nacional, tribunal superior de justicia and the Supreme Court ( tribunal supremo) in Madrid. Trial by jury for criminal trials was reintroduced in 1996 after 57 years’ absence. A jury consists of nine people, seven of whom must agree to establish a guilty verdict. You have the right of appeal in all cases.
Arrest
If you’re arrested you have the right to make a statement in the presence of your lawyer or one nominated by the police if you don’t have one, and the right to an interpreter. You also have the right to advise a member of your family or another person of your arrest or in the case of a foreigner to contact your consul. You can be held for up to 72 hours without charge, after which you must be charged and brought before a court or freed. You cannot be held longer without a judicial order. However, if you’re remanded in custody, you can be held for years while a case is being ‘investigated’.
Complaints
If you have a complaint against someone, for example your neighbour for making too much noise or your local authority for not collecting your rubbish, and your appeals fall on deaf ears, you can make an official complaint ( denuncia) to the police. There are ombudsmen in most regions who handle certain complaints and queries, many with staff who speak English and other foreign languages. If you have a complaint concerning the way EU laws are interpreted or are being broken in Spain, you should complain to your European member of parliament. You can also bring a lawsuit against the Spanish state. However, you should expect to wait a long (long) time for your case to be heard.
Reforms
At the end of 1999, the Spanish parliament approved a new version of the Law of Civil Judgement designed principally to speed up the courts and the legal process in Spain. Legal experts and lawyers’ representatives were generally opposed to the reforms because, although the reforms looked excellent on paper, they would come to nothing unless the government injected vast sums of money into the legal system. For example, for more employees and computers to modernise it and to allow the reforms to take place – it’s no good having a law that gives a debtor 20 days to appeal if you haven’t got the staff at the court to inform the debtor and carry out other essential duties. Needless to say, the reforms became law in 2001 without the extra investment!
Included is a ‘small claims’ system designed to assist the self-employed and small businesses to collect their debts. The creditor completes a form claiming his payment, which must be accompanied by some form of proof of the debt and lodges it with the court. The services of a solicitor or barrister aren’t required. The debtor then has around 20 days to pay or explain why he won’t be paying. If the 20 days pass without the debtor doing either, then the judge immediately proceeds to an embargo of the debtor’s goods and/or property. While many other aspects of the new law have yet to come to fruition because of lack of investment, the ‘small claims’ procedure has been very successful and claims are generally resolved quickly.
Never assume that the law in Spain is the same as in any other country, as this often isn’t the case and some Spanish laws are bizarre. Note that it’s illegal for anyone to be without some form of personal identification in Spain and you should carry your residence permit or passport at all times (you can be asked to produce it by a policeman). Certain legal advice and services may also be provided by your embassy or consulate in Spain, including, for example, an official witness of signatures (Commissioner for Oaths). A useful book for Spanish residents and property owners is You and the Law in Spain by David Searl (Santana).